divorce planning

Concealment is the cornerstone of fraud. Fraud can be defined as “any intentional or deliberate act to deprive another of property or money by guile, deception or other unfair means.” The principal types of fraud are the misrepresentation of material facts of the concealment of […]

Divorce and mortgage financing concerns are often a touchy subject. Particularly when one spouse is dependent upon income awarded from the divorce for mortgage qualifying purposes, and also when contingent liabilities are present; such as a jointly held mortgage on the marital home. Having a […]

There are four basic characteristics of HCPs: Preoccupation with blaming others All-or-nothing thinking Unmanaged emotions Extreme behaviors Their behaviors are so habitual that the HCP is in denial of them. While these characteristics seem daunting, it’s not impossible to work with these people for favorable […]

A cognitive bias is a systematic mistake or error in thinking that affects our judgment. Some of these biases helped our ancestors survive on the savannah, but often no longer serve a good purpose in modern life. Our brains did not develop with the amount […]